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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,357 | $176,120-21.4% | $159,487-13.2% | $167,553-17.4% |
| Participation rate | 75.0% | 85.0%-10.0pp | 82.8%-7.8pp | 82.1%-7.1pp |
| Annual return | 2.86% | 331.95%-329.1pp | 263.71%-260.8pp | 478.89%-476.0pp |
| Employer contribution / active EE | $2,970 | $5,299-43.9% | $4,831-38.5% | $4,840-38.6% |
| Participant deferral / active EE | $6,647 | $7,752-14.3% | $7,354-9.6% | $6,343+4.8% |
| Admin fee / account holder | $33,794 | $12,561+169.0% | $10,804+212.8% | $12,316+174.4% |