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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,263 | $100,970-52.2% | $96,576-50.0% | $137,256-64.8% |
| Participation rate | 87.5% | 82.6%+4.9pp | 81.4%+6.1pp | 80.0%+7.5pp |
| Annual return | 20.79% | 38.16%-17.4pp | 38.47%-17.7pp | 220.34%-199.5pp |
| Employer contribution / active EE | $3,967 | $3,809+4.1% | $3,553+11.6% | $4,156-4.6% |
| Participant deferral / active EE | $9,842 | $8,286+18.8% | $7,956+23.7% | $6,407+53.6% |
| Admin fee / account holder | $12,877 | $11,312+13.8% | $11,381+13.1% | $12,270+4.9% |