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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,263 | $107,666-55.2% | $102,184-52.8% | $154,746-68.8% |
| Participation rate | 87.5% | 83.7%+3.8pp | 82.6%+4.9pp | 80.7%+6.8pp |
| Annual return | 20.79% | 29.33%-8.5pp | 31.58%-10.8pp | 172.34%-151.5pp |
| Employer contribution / active EE | $3,967 | $3,846+3.1% | $3,594+10.4% | $4,379-9.4% |
| Participant deferral / active EE | $9,842 | $8,719+12.9% | $8,309+18.5% | $6,730+46.2% |
| Admin fee / account holder | $12,877 | $12,943-0.5% | $11,609+10.9% | $14,365-10.4% |