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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,121 | $114,119-74.5% | $107,187-72.8% | $138,895-79.0% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.0%-15.0pp | 79.9%-19.9pp |
| Annual return | 22.87% | 273.21%-250.3pp | 204.55%-181.7pp | 145.39%-122.5pp |
| Employer contribution / active EE | $1,133 | $4,059-72.1% | $3,782-70.1% | $4,194-73.0% |
| Participant deferral / active EE | $3,918 | $5,538-29.2% | $5,096-23.1% | $6,396-38.7% |
| Admin fee / account holder | $203 | $10,024-98.0% | $9,162-97.8% | $12,562-98.4% |