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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,965 | $68,681-47.6% | $86,615-58.5% | $85,847-58.1% |
| Participation rate | 84.6% | 66.4%+18.3pp | 71.6%+13.0pp | 69.3%+15.3pp |
| Annual return | 10.78% | 20.12%-9.3pp | 63.51%-52.7pp | 318.61%-307.8pp |
| Employer contribution / active EE | $1,019 | $1,880-45.8% | $2,496-59.2% | $2,565-60.3% |
| Participant deferral / active EE | $517 | $2,919-82.3% | $3,699-86.0% | $3,952-86.9% |
| Admin fee / account holder | $7,166 | $5,974+19.9% | $5,830+22.9% | $6,261+14.5% |