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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,900 | $63,082-38.3% | $81,726-52.4% | $79,856-51.3% |
| Participation rate | 97.0% | 67.5%+29.4pp | 72.0%+25.0pp | 69.6%+27.3pp |
| Annual return | 8.31% | 22.66%-14.4pp | 29.49%-21.2pp | 31.71%-23.4pp |
| Employer contribution / active EE | $2,990 | $1,795+66.6% | $4,311-30.6% | $2,471+21.0% |
| Participant deferral / active EE | $891 | $2,780-67.9% | $7,108-87.5% | $3,741-76.2% |
| Admin fee / account holder | $14,281 | $4,428+222.5% | $5,160+176.8% | $5,306+169.1% |