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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,033 | $22,602-91.0% | $65,566-96.9% | $75,173-97.3% |
| Participation rate | 59.7% | 63.1%-3.4pp | 64.9%-5.3pp | 67.2%-7.5pp |
| Annual return | 603.06% | 71.13%+531.9pp | 47.40%+555.7pp | 160.72%+442.3pp |
| Employer contribution / active EE | $912 | $941-3.1% | $1,692-46.1% | $2,671-65.9% |
| Participant deferral / active EE | $2,040 | $1,695+20.4% | $2,832-28.0% | $4,126-50.6% |
| Admin fee / account holder | $162 | $1,877-91.4% | $4,114-96.1% | $5,651-97.1% |