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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,808 | $63,773-68.9% | $81,286-75.6% | $80,925-75.5% |
| Participation rate | 47.5% | 63.9%-16.4pp | 69.5%-22.0pp | 67.7%-20.2pp |
| Annual return | 23.57% | 16.37%+7.2pp | 24.80%-1.2pp | 35.65%-12.1pp |
| Employer contribution / active EE | $1,490 | $1,979-24.7% | $2,463-39.5% | $2,756-46.0% |
| Participant deferral / active EE | $2,600 | $3,093-15.9% | $3,883-33.0% | $4,299-39.5% |
| Admin fee / account holder | $95 | $5,682-98.3% | $5,764-98.4% | $6,940-98.6% |