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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,709 | $58,099-78.1% | $76,902-83.5% | $75,177-83.1% |
| Participation rate | 52.9% | 63.9%-11.0pp | 69.6%-16.7pp | 67.2%-14.3pp |
| Annual return | 221.34% | 26.71%+194.6pp | 37.91%+183.4pp | 160.75%+60.6pp |
| Employer contribution / active EE | $895 | $1,996-55.1% | $2,534-64.7% | $2,671-66.5% |
| Participant deferral / active EE | $1,606 | $2,999-46.5% | $3,833-58.1% | $4,126-61.1% |
| Admin fee / account holder | $126 | $4,778-97.4% | $5,479-97.7% | $5,651-97.8% |