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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,477 | $154,754-95.8% | $124,206-94.8% | $138,895-95.3% |
| Participation rate | 82.4% | 75.5%+6.9pp | 69.6%+12.8pp | 79.9%+2.4pp |
| Annual return | 23.24% | 709.28%-686.0pp | 515.27%-492.0pp | 145.39%-122.2pp |
| Employer contribution / active EE | $0 | $4,446-100.0% | $3,540-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $1,615 | $4,621-65.0% | $3,968-59.3% | $6,396-74.7% |
| Admin fee / account holder | $364 | $6,690-94.6% | $5,929-93.9% | $12,562-97.1% |