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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,694 | $125,778-98.7% | $114,563-98.5% | $154,746-98.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 22.34% | 295.14%-272.8pp | 241.09%-218.8pp | 172.34%-150.0pp |
| Employer contribution / active EE | $863 | $2,806-69.3% | $2,592-66.7% | $4,379-80.3% |
| Participant deferral / active EE | $1,372 | $4,445-69.1% | $4,142-66.9% | $6,730-79.6% |
| Admin fee / account holder | $519 | $8,190-93.7% | $7,623-93.2% | $14,365-96.4% |