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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,067 | $109,967-99.0% | $97,197-98.9% | $145,877-99.3% |
| Participation rate | 90.0% | 76.0%+14.0pp | 72.7%+17.3pp | 80.3%+9.7pp |
| Annual return | 8.10% | 244.27%-236.2pp | 75.47%-67.4pp | 551.28%-543.2pp |
| Employer contribution / active EE | $656 | $3,077-78.7% | $2,723-75.9% | $4,663-85.9% |
| Participant deferral / active EE | $2,176 | $4,676-53.5% | $4,263-49.0% | $6,691-67.5% |
| Admin fee / account holder | $1,845 | $6,199-70.2% | $5,637-67.3% | $13,402-86.2% |