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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,433 | $175,212-96.3% | $149,682-95.7% | $139,427-95.4% |
| Participation rate | 91.7% | 83.4%+8.3pp | 78.8%+12.9pp | 80.3%+11.3pp |
| Annual return | 19.29% | 166.63%-147.3pp | 134.35%-115.1pp | 373.27%-354.0pp |
| Employer contribution / active EE | $2,676 | $5,475-51.1% | $4,818-44.5% | $4,752-43.7% |
| Participant deferral / active EE | $6,690 | $6,520+2.6% | $5,681+17.8% | $6,711-0.3% |
| Admin fee / account holder | $3,796 | $16,150-76.5% | $13,210-71.3% | $11,404-66.7% |