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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,781 | $166,268+20.8% | $165,100+21.6% | $145,897+37.6% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 24.67% | 100.52%-75.9pp | 70.21%-45.5pp | 552.29%-527.6pp |
| Employer contribution / active EE | $27,031 | $5,284+411.6% | $4,348+521.7% | $4,663+479.7% |
| Participant deferral / active EE | $24,400 | $6,964+250.4% | $6,035+304.3% | $6,689+264.8% |
| Admin fee / account holder | $1,139 | $16,659-93.2% | $12,696-91.0% | $13,390-91.5% |