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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,320 | $93,098-50.2% | $77,081-39.9% | $134,509-65.6% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.2pp | 81.2%-14.6pp |
| Annual return | -21.40% | 62.63%-84.0pp | 42.33%-63.7pp | 418.13%-439.5pp |
| Employer contribution / active EE | $0 | $3,419-100.0% | $2,813-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $17,893 | $5,239+241.5% | $4,428+304.1% | $6,400+179.6% |
| Admin fee / account holder | $346 | $6,945-95.0% | $5,427-93.6% | $11,427-97.0% |