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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,580 | $156,398-87.5% | $147,318-86.7% | $138,895-85.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 23.03% | 78.75%-55.7pp | 70.43%-47.4pp | 145.39%-122.4pp |
| Employer contribution / active EE | $5,031 | $4,853+3.7% | $4,593+9.5% | $4,194+19.9% |
| Participant deferral / active EE | $6,594 | $8,237-20.0% | $7,906-16.6% | $6,396+3.1% |
| Admin fee / account holder | $2,003 | $14,976-86.6% | $13,708-85.4% | $12,562-84.1% |