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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $671 | $82,288-99.2% | $68,794-99.0% | $134,509-99.5% |
| Participation rate | 83.3% | 75.1%+8.3pp | 69.0%+14.3pp | 81.2%+2.1pp |
| Annual return | -18.55% | -2.19%-16.4pp | -6.37%-12.2pp | 418.13%-436.7pp |
| Employer contribution / active EE | $0 | $3,301-100.0% | $2,656-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,491 | $4,738-68.5% | $3,941-62.2% | $6,400-76.7% |
| Admin fee / account holder | $1,259 | $6,482-80.6% | $4,934-74.5% | $11,427-89.0% |