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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,492 | $82,674+259.8% | $125,381+137.3% | $68,486+334.4% |
| Participation rate | 89.3% | 75.1%+14.2pp | 82.4%+6.9pp | 67.9%+21.4pp |
| Annual return | -18.08% | -5.97%-12.1pp | 572.31%-590.4pp | -7.85%-10.2pp |
| Employer contribution / active EE | $17,895 | $3,382+429.2% | $4,815+271.6% | $2,597+589.2% |
| Participant deferral / active EE | $13,438 | $6,111+119.9% | $7,448+80.4% | $4,028+233.7% |
| Admin fee / account holder | $1,726 | $6,277-72.5% | $10,007-82.8% | $5,404-68.1% |