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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,848 | $138,102-83.5% | $125,381-81.8% | $134,532-83.0% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -43.81% | 750.73%-794.5pp | 572.31%-616.1pp | 418.27%-462.1pp |
| Employer contribution / active EE | $5,817 | $5,245+10.9% | $4,815+20.8% | $4,741+22.7% |
| Participant deferral / active EE | $19,660 | $7,801+152.0% | $7,448+164.0% | $6,401+207.1% |
| Admin fee / account holder | $3,296 | $11,568-71.5% | $10,007-67.1% | $11,429-71.2% |