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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,300 | $175,231-92.4% | $149,696-91.1% | $139,466-90.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 32.63% | 166.77%-134.1pp | 134.46%-101.8pp | 373.66%-341.0pp |
| Employer contribution / active EE | $2,436 | $5,478-55.5% | $4,821-49.5% | $4,754-48.8% |
| Participant deferral / active EE | $4,954 | $6,521-24.0% | $5,682-12.8% | $6,712-26.2% |
| Admin fee / account holder | $377 | $16,155-97.7% | $13,212-97.1% | $11,409-96.7% |