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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,093 | $24,618-79.3% | $71,585-92.9% | $82,637-93.8% |
| Participation rate | 82.9% | 68.2%+14.7pp | 68.2%+14.7pp | 68.1%+14.8pp |
| Annual return | 20.07% | 93.17%-73.1pp | 59.26%-39.2pp | 53.51%-33.4pp |
| Employer contribution / active EE | $426 | $852-50.0% | $1,669-74.5% | $2,552-83.3% |
| Participant deferral / active EE | $926 | $1,720-46.2% | $2,923-68.3% | $4,126-77.6% |
| Admin fee / account holder | $597 | $3,285-81.8% | $4,712-87.3% | $7,339-91.9% |