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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,613 | $183,516-79.0% | $155,534-75.2% | $145,884-73.5% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 14.37% | 61.43%-47.1pp | 64.92%-50.6pp | 551.85%-537.5pp |
| Employer contribution / active EE | $1,772 | $5,315-66.7% | $4,675-62.1% | $4,662-62.0% |
| Participant deferral / active EE | $4,561 | $6,467-29.5% | $5,630-19.0% | $6,690-31.8% |
| Admin fee / account holder | $2,503 | $19,293-87.0% | $15,900-84.3% | $13,392-81.3% |