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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,030 | $175,259-81.2% | $149,723-77.9% | $139,487-76.3% |
| Participation rate | 88.9% | 83.4%+5.5pp | 78.8%+10.1pp | 80.3%+8.6pp |
| Annual return | 19.27% | 166.82%-147.6pp | 134.50%-115.2pp | 373.84%-354.6pp |
| Employer contribution / active EE | $1,802 | $5,478-67.1% | $4,821-62.6% | $4,755-62.1% |
| Participant deferral / active EE | $5,043 | $6,522-22.7% | $5,682-11.3% | $6,713-24.9% |
| Admin fee / account holder | $608 | $16,158-96.2% | $13,215-95.4% | $11,407-94.7% |