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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,839 | $110,337-92.9% | $102,383-92.3% | $145,877-94.6% |
| Participation rate | 94.4% | 77.9%+16.5pp | 74.5%+19.9pp | 80.3%+14.1pp |
| Annual return | 21.91% | 24.83%-2.9pp | 24.94%-3.0pp | 551.28%-529.4pp |
| Employer contribution / active EE | $2,471 | $4,216-41.4% | $3,870-36.1% | $4,663-47.0% |
| Participant deferral / active EE | $5,567 | $5,621-1.0% | $5,060+10.0% | $6,691-16.8% |
| Admin fee / account holder | $1,487 | $9,750-84.7% | $8,391-82.3% | $13,402-88.9% |