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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $886 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,495 | $52,293-45.5% | $178,503-84.0% | $73,412-61.2% |
| Participation rate | 24.8% | 65.3%-40.5pp | 81.9%-57.1pp | 72.2%-47.4pp |
| Annual return | 12.09% | 34.75%-22.7pp | 151.12%-139.0pp | 59.30%-47.2pp |
| Employer contribution / active EE | $0 | $1,736-100.0% | $5,011-100.0% | $2,234-100.0% |
| Participant deferral / active EE | $1,270 | $2,333-45.6% | $5,202-75.6% | $3,806-66.6% |
| Admin fee / account holder | $194 | $127+52.0% | $13,987-98.6% | $158+22.6% |