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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $828 | $76,608-98.9% | $56,077-98.5% | $145,877-99.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 8.27% | 3009.59%-3001.3pp | 1709.28%-1701.0pp | 551.28%-543.0pp |
| Employer contribution / active EE | $614 | $1,382-55.5% | $1,040-40.9% | $4,663-86.8% |
| Participant deferral / active EE | $1,997 | $2,624-23.9% | $1,954+2.2% | $6,691-70.2% |
| Admin fee / account holder | $2,887 | $3,325-13.2% | $2,825+2.2% | $13,402-78.5% |