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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,901 | $154,228-59.9% | $145,433-57.4% | $137,256-54.9% |
| Participation rate | 94.1% | 83.8%+10.3pp | 82.1%+12.0pp | 80.0%+14.2pp |
| Annual return | 26.08% | 74.59%-48.5pp | 66.58%-40.5pp | 220.34%-194.3pp |
| Employer contribution / active EE | $6,844 | $4,804+42.5% | $4,554+50.3% | $4,156+64.7% |
| Participant deferral / active EE | $9,896 | $8,216+20.4% | $7,897+25.3% | $6,407+54.5% |
| Admin fee / account holder | $2,838 | $14,344-80.2% | $13,129-78.4% | $12,270-76.9% |