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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,901 | $162,136-61.8% | $152,301-59.4% | $154,746-60.0% |
| Participation rate | 94.1% | 84.1%+10.0pp | 82.4%+11.7pp | 80.7%+13.4pp |
| Annual return | 26.08% | 91.02%-64.9pp | 80.50%-54.4pp | 172.34%-146.3pp |
| Employer contribution / active EE | $6,844 | $4,890+40.0% | $4,624+48.0% | $4,379+56.3% |
| Participant deferral / active EE | $9,896 | $8,341+18.6% | $8,004+23.6% | $6,730+47.0% |
| Admin fee / account holder | $2,838 | $15,759-82.0% | $14,398-80.3% | $14,365-80.2% |