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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,089 | $174,379-22.0% | $152,093-10.5% | $138,895-2.0% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.83% | 74.86%-61.0pp | 66.36%-52.5pp | 145.39%-131.6pp |
| Employer contribution / active EE | $8,709 | $4,652+87.2% | $4,175+108.6% | $4,194+107.7% |
| Participant deferral / active EE | $7,925 | $6,159+28.7% | $5,451+45.4% | $6,396+23.9% |
| Admin fee / account holder | $546 | $16,880-96.8% | $14,497-96.2% | $12,562-95.7% |