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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,443 | $81,262-79.8% | $155,602-89.4% | $80,911-79.7% |
| Participation rate | 12.9% | 66.2%-53.3pp | 78.2%-65.3pp | 67.6%-54.7pp |
| Annual return | 15.01% | 33.34%-18.3pp | 64.81%-49.8pp | 35.63%-20.6pp |
| Employer contribution / active EE | $658 | $3,102-78.8% | $4,675-85.9% | $2,756-76.1% |
| Participant deferral / active EE | $1,097 | $3,451-68.2% | $5,629-80.5% | $4,297-74.5% |
| Admin fee / account holder | $6,601 | $7,992-17.4% | $15,923-58.5% | $6,935-4.8% |