Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY4+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $34,244 |
USI CONSULTING GROUP4+ years Filed as: USI ADVISORS, INC. Service code 27 · EIN 06-1397347 | Advisory (Plan) | $3,841 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,697 | $57,541-4.9% | $95,728-42.9% | $75,181-27.2% |
| Participation rate | 85.2% | 62.5%+22.7pp | 72.3%+12.9pp | 67.2%+18.0pp |
| Annual return | 15.63% | 34.93%-19.3pp | 28.40%-12.8pp | 160.69%-145.1pp |
| Employer contribution / active EE | $790 | $1,808-56.3% | $2,835-72.1% | $2,671-70.4% |
| Participant deferral / active EE | $3,889 | $3,074+26.5% | $4,245-8.4% | $4,126-5.7% |
| Admin fee / account holder | $423 | $4,099-89.7% | $5,673-92.5% | $5,650-92.5% |