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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,807 | $102,663-94.3% | $86,216-93.3% | $139,466-95.8% |
| Participation rate | 77.8% | 74.5%+3.3pp | 69.0%+8.8pp | 80.3%-2.6pp |
| Annual return | 30.77% | 1924.52%-1893.7pp | 1169.42%-1138.6pp | 373.66%-342.9pp |
| Employer contribution / active EE | $1,251 | $3,035-58.8% | $2,382-47.5% | $4,754-73.7% |
| Participant deferral / active EE | $1,246 | $4,677-73.4% | $3,986-68.7% | $6,712-81.4% |
| Admin fee / account holder | $417 | $8,663-95.2% | $6,853-93.9% | $11,409-96.3% |