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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,360 | $27,826-95.1% | $65,566-97.9% | $71,511-98.1% |
| Participation rate | 70.8% | 57.6%+13.2pp | 64.9%+5.9pp | 67.9%+2.9pp |
| Annual return | 259.48% | 41.56%+217.9pp | 47.40%+212.1pp | 28.86%+230.6pp |
| Employer contribution / active EE | $297 | $1,405-78.8% | $1,692-82.4% | $2,589-88.5% |
| Participant deferral / active EE | $1,279 | $1,861-31.3% | $2,832-54.8% | $4,291-70.2% |
| Admin fee / account holder | $151 | $3,850-96.1% | $4,114-96.3% | $1,588-90.5% |