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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,620 | $111,814+88.4% | $103,374+103.7% | $145,959+44.3% |
| Participation rate | 60.0% | 77.9%-17.9pp | 74.5%-14.5pp | 80.3%-20.3pp |
| Annual return | 14.87% | 24.77%-9.9pp | 24.89%-10.0pp | 561.95%-547.1pp |
| Employer contribution / active EE | $1,628 | $4,214-61.4% | $3,869-57.9% | $4,661-65.1% |
| Participant deferral / active EE | $6,775 | $5,618+20.6% | $5,058+34.0% | $6,689+1.3% |
| Admin fee / account holder | $2,894 | $9,754-70.3% | $8,394-65.5% | $13,398-78.4% |