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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,650 | $93,098-58.5% | $77,081-49.9% | $134,509-71.3% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -17.21% | 62.63%-79.8pp | 42.33%-59.5pp | 418.13%-435.3pp |
| Employer contribution / active EE | $224 | $3,419-93.4% | $2,813-92.0% | $4,741-95.3% |
| Participant deferral / active EE | $20,500 | $5,239+291.3% | $4,428+363.0% | $6,400+220.3% |
| Admin fee / account holder | $431 | $6,945-93.8% | $5,427-92.1% | $11,427-96.2% |