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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,204 | $156,398-67.3% | $147,318-65.2% | $138,895-63.1% |
| Participation rate | 90.0% | 83.8%+6.2pp | 82.1%+7.9pp | 79.9%+10.1pp |
| Annual return | 0.48% | 78.75%-78.3pp | 70.43%-69.9pp | 145.39%-144.9pp |
| Employer contribution / active EE | $20,484 | $4,853+322.1% | $4,593+346.0% | $4,194+388.4% |
| Participant deferral / active EE | $14,471 | $8,237+75.7% | $7,906+83.0% | $6,396+126.2% |
| Admin fee / account holder | $1,385 | $14,976-90.8% | $13,708-89.9% | $12,562-89.0% |