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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,811 | $108,922-88.2% | $100,398-87.2% | $145,978-91.2% |
| Participation rate | 50.0% | 83.0%-33.0pp | 81.5%-31.5pp | 80.3%-30.3pp |
| Annual return | 21.92% | 58.04%-36.1pp | 49.32%-27.4pp | 550.52%-528.6pp |
| Employer contribution / active EE | $3,670 | $4,426-17.1% | $3,946-7.0% | $4,662-21.3% |
| Participant deferral / active EE | $3,670 | $8,450-56.6% | $8,084-54.6% | $6,690-45.1% |
| Admin fee / account holder | $0 | $9,680-100.0% | $7,893-100.0% | $13,400-100.0% |