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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,690 | $102,663-94.5% | $86,216-93.4% | $139,466-95.9% |
| Participation rate | 84.6% | 74.5%+10.1pp | 69.0%+15.7pp | 80.3%+4.3pp |
| Annual return | 25.71% | 1924.52%-1898.8pp | 1169.42%-1143.7pp | 373.66%-348.0pp |
| Employer contribution / active EE | $1,093 | $3,035-64.0% | $2,382-54.1% | $4,754-77.0% |
| Participant deferral / active EE | $1,846 | $4,677-60.5% | $3,986-53.7% | $6,712-72.5% |
| Admin fee / account holder | $377 | $8,663-95.6% | $6,853-94.5% | $11,409-96.7% |