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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,206 | $141,004-92.8% | $112,273-90.9% | $139,466-92.7% |
| Participation rate | 83.3% | 79.2%+4.1pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 30.94% | 32.75%-1.8pp | 30.23%+0.7pp | 373.66%-342.7pp |
| Employer contribution / active EE | $1,854 | $4,285-56.7% | $3,431-46.0% | $4,754-61.0% |
| Participant deferral / active EE | $4,109 | $5,878-30.1% | $4,800-14.4% | $6,712-38.8% |
| Admin fee / account holder | $1,538 | $9,959-84.6% | $7,752-80.2% | $11,409-86.5% |