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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,661 | $99,053-79.1% | $88,179-76.6% | $138,895-85.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 25.14% | 78.17%-53.0pp | 64.97%-39.8pp | 145.39%-120.3pp |
| Employer contribution / active EE | $243 | $2,882-91.6% | $2,549-90.5% | $4,194-94.2% |
| Participant deferral / active EE | $5,311 | $5,225+1.6% | $4,614+15.1% | $6,396-17.0% |
| Admin fee / account holder | $303 | $8,748-96.5% | $7,673-96.1% | $12,562-97.6% |