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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,720 | $212,386-77.5% | $199,883-76.1% | $138,895-65.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 17.40% | 47.75%-30.3pp | 43.81%-26.4pp | 145.39%-128.0pp |
| Employer contribution / active EE | $4,075 | $6,625-38.5% | $6,261-34.9% | $4,194-2.9% |
| Participant deferral / active EE | $14,432 | $9,617+50.1% | $9,138+57.9% | $6,396+125.6% |
| Admin fee / account holder | $8,145 | $18,233-55.3% | $17,268-52.8% | $12,562-35.2% |