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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,512 | $185,883-80.9% | $170,043-79.1% | $139,466-74.5% |
| Participation rate | 72.7% | 87.8%-15.0pp | 87.0%-14.3pp | 80.3%-7.6pp |
| Annual return | 41.98% | 60.54%-18.6pp | 53.40%-11.4pp | 373.66%-331.7pp |
| Employer contribution / active EE | $7,550 | $7,596-0.6% | $6,790+11.2% | $4,754+58.8% |
| Participant deferral / active EE | $12,313 | $11,626+5.9% | $10,410+18.3% | $6,712+83.4% |
| Admin fee / account holder | $6,880 | $15,393-55.3% | $12,824-46.4% | $11,409-39.7% |