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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,720 | $209,336-77.2% | $197,124-75.8% | $137,256-65.2% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.40% | 48.09%-30.7pp | 44.34%-26.9pp | 220.34%-202.9pp |
| Employer contribution / active EE | $4,075 | $6,591-38.2% | $6,227-34.6% | $4,156-2.0% |
| Participant deferral / active EE | $14,432 | $9,614+50.1% | $9,135+58.0% | $6,407+125.3% |
| Admin fee / account holder | $8,145 | $17,308-52.9% | $16,298-50.0% | $12,270-33.6% |