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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,863 | $138,078-60.3% | $125,363-56.2% | $134,509-59.2% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -18.30% | 750.49%-768.8pp | 572.15%-590.4pp | 418.13%-436.4pp |
| Employer contribution / active EE | $3,450 | $5,245-34.2% | $4,815-28.3% | $4,741-27.2% |
| Participant deferral / active EE | $3,417 | $7,800-56.2% | $7,447-54.1% | $6,400-46.6% |
| Admin fee / account holder | $4,781 | $11,566-58.7% | $10,005-52.2% | $11,427-58.2% |