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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,134 | $160,040-49.9% | $147,096-45.5% | $145,877-45.1% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 12.96% | 98.49%-85.5pp | 419.75%-406.8pp | 551.28%-538.3pp |
| Employer contribution / active EE | $6,354 | $5,289+20.1% | $4,936+28.7% | $4,663+36.3% |
| Participant deferral / active EE | $1,860 | $8,429-77.9% | $8,071-77.0% | $6,691-72.2% |
| Admin fee / account holder | $3,472 | $15,050-76.9% | $13,005-73.3% | $13,402-74.1% |