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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,423 | $69,248-95.1% | $64,101-94.7% | $139,466-97.5% |
| Participation rate | 81.8% | 75.6%+6.2pp | 72.3%+9.5pp | 80.3%+1.5pp |
| Annual return | 18.33% | 45.95%-27.6pp | 33.72%-15.4pp | 373.66%-355.3pp |
| Employer contribution / active EE | $0 | $3,185-100.0% | $2,749-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,688 | $4,682-64.0% | $3,881-56.5% | $6,712-74.9% |
| Admin fee / account holder | $1,093 | $4,247-74.3% | $3,070-64.4% | $11,409-90.4% |