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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,329 | $138,078-83.8% | $125,363-82.2% | $134,509-83.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -22.38% | 750.49%-772.9pp | 572.15%-594.5pp | 418.13%-440.5pp |
| Employer contribution / active EE | $15,937 | $5,245+203.9% | $4,815+231.0% | $4,741+236.2% |
| Participant deferral / active EE | $30,311 | $7,800+288.6% | $7,447+307.0% | $6,400+373.6% |
| Admin fee / account holder | $360 | $11,566-96.9% | $10,005-96.4% | $11,427-96.8% |