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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,872 | $93,098-89.4% | $77,081-87.2% | $134,509-92.7% |
| Participation rate | 66.7% | 74.5%-7.8pp | 67.9%-1.2pp | 81.2%-14.6pp |
| Annual return | -20.18% | 62.63%-82.8pp | 42.33%-62.5pp | 418.13%-438.3pp |
| Employer contribution / active EE | $2,289 | $3,419-33.1% | $2,813-18.6% | $4,741-51.7% |
| Participant deferral / active EE | $2,550 | $5,239-51.3% | $4,428-42.4% | $6,400-60.2% |
| Admin fee / account holder | $931 | $6,945-86.6% | $5,427-82.8% | $11,427-91.8% |