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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,381 | $165,584-64.7% | $142,942-59.2% | $137,256-57.5% |
| Participation rate | 100.0% | 80.1%+19.9pp | 76.8%+23.2pp | 80.0%+20.0pp |
| Annual return | 6.76% | 164.22%-157.5pp | 113.70%-106.9pp | 220.34%-213.6pp |
| Employer contribution / active EE | $0 | $4,725-100.0% | $4,139-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $14,508 | $8,194+77.1% | $7,128+103.5% | $6,407+126.4% |
| Admin fee / account holder | $53,264 | $16,167+229.5% | $12,475+327.0% | $12,270+334.1% |