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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,086 | $148,623-89.8% | $135,974-88.9% | $139,466-89.2% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 36.87% | 79.30%-42.4pp | 68.30%-31.4pp | 373.66%-336.8pp |
| Employer contribution / active EE | $5,069 | $5,246-3.4% | $4,859+4.3% | $4,754+6.6% |
| Participant deferral / active EE | $7,314 | $8,103-9.7% | $7,760-5.8% | $6,712+9.0% |
| Admin fee / account holder | $691 | $12,406-94.4% | $10,767-93.6% | $11,409-93.9% |