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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,171 | $72,071-70.6% | $68,368-69.0% | $137,256-84.6% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 22.58% | 353.14%-330.6pp | 292.57%-270.0pp | 220.34%-197.8pp |
| Employer contribution / active EE | $3,929 | $2,788+40.9% | $2,649+48.3% | $4,156-5.5% |
| Participant deferral / active EE | $9,074 | $4,410+105.7% | $4,123+120.1% | $6,407+41.6% |
| Admin fee / account holder | $4,060 | $5,336-23.9% | $5,150-21.2% | $12,270-66.9% |