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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,919 | $130,294-85.5% | $170,028-88.9% | $71,495-73.5% |
| Participation rate | 100.0% | 86.2%+13.8pp | 87.0%+13.0pp | 67.9%+32.1pp |
| Annual return | 86.92% | 20.36%+66.6pp | 53.39%+33.5pp | 28.85%+58.1pp |
| Employer contribution / active EE | $2,201 | $4,385-49.8% | $6,788-67.6% | $2,589-15.0% |
| Participant deferral / active EE | $5,482 | $6,928-20.9% | $10,409-47.3% | $4,291+27.8% |
| Admin fee / account holder | $693 | $966-28.2% | $12,820-94.6% | $1,588-56.3% |